Natural hazards · Indianola

Indianola, CA natural hazards

Most of the natural-hazard damage FEMA expects in Indianola comes from earthquakes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Indianola?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Indianola to be higher than in 90% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes49%Inland flooding47%Everything else4%

By hazard

What Indianola faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

49% of expected damage

Well above average · higher than 94% of U.S. places

Inland flooding

47% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningAvalanches

Not a risk here

HurricanesIce stormsCold wavesDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Indianola flood?

FEMA's records show no paid flood insurance claims in Indianola.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Indianola isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Humboldt County.

Disasters that hit Indianola

Federal disasters declared here

None of the disasters declared for Humboldt County shows FEMA aid or repair money reaching Indianola itself in FEMA’s records.

Brought FEMA money into IndianolaDeclared for Humboldt County only

Humboldt County has had 23 natural disasters declared since 1953, most often floods and severe storms.

Around Indianola

Indianola and the towns around it

Very lowLowModerateHighVery high

Eurekamostly earthquakesVery high

Indianolamostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Indianola is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Indianola’s own flood-insurance community; household aid to the registrant’s city; repair grants to Indianola. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.