Natural hazards · Homestead Valley

Homestead Valley, CA natural hazards

Most of the natural-hazard damage FEMA expects in Homestead Valley comes from earthquakes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Homestead Valley?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Homestead Valley to be higher than in 89% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes52%Inland flooding39%Avalanches5%Everything else4%

By hazard

What Homestead Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

52% of expected damage

Well above average · higher than 93% of U.S. places

Inland flooding

39% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 13 times a year in the area

Avalanches

5% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 46 years in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Homestead Valley flood?

FEMA's records show no paid flood insurance claims in Homestead Valley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Homestead Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Bernardino County.

Disasters that hit Homestead Valley

Federal disasters declared here

None of the disasters declared for San Bernardino County shows FEMA aid or repair money reaching Homestead Valley itself in FEMA’s records.

Brought FEMA money into Homestead ValleyDeclared for San Bernardino County only

San Bernardino County has had 56 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Homestead Valley covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Homestead Valley’s own flood-insurance community; household aid to the registrant’s city; repair grants to Homestead Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Homestead Valley total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.