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Natural hazards · Hayfork

Hayfork, CA natural hazards

Most of the natural-hazard damage FEMA expects in Hayfork comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hayfork?

100
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hayfork to be higher than in 100% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding48%Wildfire38%Earthquakes8%Everything else6%
By hazard

What Hayfork faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 5 years in the area

Wildfire

38% of expected damage
Well above average · among the top 1% of U.S. places

Earthquakes

8% of expected damage
Well above average · higher than 87% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hayfork flood?

FEMA's records show no paid flood insurance claims in Hayfork.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Hayfork isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Trinity County.
Disasters that hit Hayfork

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hayfork itself: aid to households, or repair grants to Hayfork.

Brought FEMA money into HayforkDeclared for Trinity County only
2021

Wildfires

7 households applied for aid $45K aid approved
2020

Wildfires

2 households applied for aid
Trinity County has had 27 natural disasters declared since 1953, most often floods and fires.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hayfork is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Hayfork’s own flood-insurance community; household aid to the registrant’s city; repair grants to Hayfork. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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