Half Moon Bay, CA housing market
The typical Half Moon Bay home is worth about $1,535,000, up 1.7% in a year, 101% above the California typical home.
Home values, sales, trends and how Half Moon Bay compares with the towns next door — updated as new data is published.
Half Moon Bay at a glance
Only 4 sales in May 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.
Typical home value, 2016–2026
Show as a table
| January | Half Moon Bay | California |
|---|---|---|
| 2017 | $1,009,000 | $453,000 |
| 2018 | $1,105,000 | $501,000 |
| 2019 | $1,149,000 | $539,000 |
| 2020 | $1,128,000 | $551,000 |
| 2021 | $1,231,000 | $607,000 |
| 2022 | $1,423,000 | $703,000 |
| 2023 | $1,426,000 | $727,000 |
| 2024 | $1,440,000 | $758,000 |
| 2025 | $1,504,000 | $782,000 |
| 2026 | $1,518,000 | $767,000 |
| August 2026 | $1,535,000 | $764,000 |
16 new homes permitted in 2025
Builders were permitted 16 new homes in Half Moon Bay in 2025, all single-family houses, worth about $13.4 million to build. That's 1.4 per 1,000 residents, slower than across California (2.7). Over the past 10 years, Half Moon Bay has permitted 205 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Half Moon Bay gained 471 residents while 457 new homes were permitted: about 1 new resident per new home. Building outpaced population growth, which usually means smaller households or homes used part of the year. Across California: 2.7 new residents per new home.
How Half Moon Bay ranks on housing keeping up with growth →
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 16 | 16 | 0 | $13.4 million |
| 2024 | 5 | 5 | 0 | $5.3 million |
| 2023 | 8 | 2 | 6 | $4 million |
| 2022 | 11 | 8 | 3 | $5.7 million |
| 2021 | 8 | 3 | 5 | $3.3 million |
| 2020 | 15 | 15 | 0 | $9.6 million |
| 2019 | 8 | 6 | 2 | $2.7 million |
| 2018 | 10 | 10 | 0 | $5.5 million |
| 2017 | 74 | 18 | 56 | $14.6 million |
| 2016 | 50 | 16 | 34 | $10.6 million |
| 2015 | 45 | 17 | 28 | $10.4 million |
| 2014 | 84 | 13 | 71 | $13.8 million |
| 2013 | 72 | 13 | 59 | $12.3 million |
| 2012 | 97 | 12 | 85 | $16 million |
| 2011 | 9 | 9 | 0 | $4 million |
| 2010 | 8 | 6 | 2 | $1.7 million |
| 2009 | 6 | 6 | 0 | $2 million |
| 2008 | 17 | 15 | 2 | $3.1 million |
| 2007 | 21 | 19 | 2 | $5.1 million |
| 2006 | 18 | 18 | 0 | $5.2 million |
| 2005 | 13 | 13 | 0 | $3.2 million |
| 2004 | 11 | 11 | 0 | $3.3 million |
| 2003 | 41 | 41 | 0 | $14.8 million |
| 2002 | 121 | 55 | 66 | $25 million |
| 2001 | 61 | 47 | 14 | $14.8 million |
| 2000 | 65 | 38 | 27 | $11.8 million |
How Half Moon Bay ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
Half Moon Bay and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Half Moon Bay | $1.54M | +1.7% | $3,170 | 16 | $157,884 |
| El Granada | — | +25.4%† | $3,180 | — | $213,347 |
† FHFA price index change, where Zillow has no home value for the town.
9.7 years of income
The typical Half Moon Bay home costs about 9.7 years of the town's median household income, more than across California (7.7 years).
How Half Moon Bay ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $3,170
HUD's Fair Market Rent for a two-bedroom in Half Moon Bay is $3,170 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Half Moon Bay pay a median of $2,433, so moving in tends to cost more than staying put. A two-bedroom takes about 24% of the town's median household income.
Studio $2,190 · 4 bedrooms $4,200
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (94019; San Francisco, CA HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.