Guerneville, CA natural hazards
Most of the natural-hazard damage FEMA expects in Guerneville comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 86 claims here since 1995. 3 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Guerneville?
FEMA expects yearly storm and flood damage to homes and buildings in Guerneville to be higher than in 99% of U.S. communities, mostly from inland flooding and earthquakes.
What Guerneville faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Earthquakes
Lower here
Not a risk here
Does Guerneville flood?
Every paid claim on a federal flood insurance policy in Guerneville, from FEMA’s records.
Biggest named events
- California Atmospheric River: 2 claims, $16K
- Pineapple Express - Southern: 1 claim, $75
are insured
are insured
What’s been done with FEMA grants
3 federal disasters brought FEMA money here
Disasters the President declared that paid out in Guerneville itself: aid to households, or repair grants to Guerneville.
Wildfires
Wildfires
Severe Storms, Flooding, Mudslides, and Landslides
How to read this page
FEMA’s expected losses across Guerneville total about $3.5M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.