Natural hazards · Guadalupe

Guadalupe, CA natural hazards

Most of the natural-hazard damage FEMA expects in Guadalupe comes from inland flooding, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Guadalupe?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Guadalupe to be higher than in 72% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding56%Earthquakes36%Drought6%Everything else2%

By hazard

What Guadalupe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

36% of expected damage

Well above average · higher than 87% of U.S. places

Drought

6% of expected damage

Recorded about 67 times a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Guadalupe flood?

FEMA's records show no paid flood insurance claims in Guadalupe.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Guadalupe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Santa Barbara County.

Disasters that hit Guadalupe

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Guadalupe itself: aid to households, or repair grants to the City of Guadalupe.

Brought FEMA money into GuadalupeDeclared for Santa Barbara County only

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

49 households applied for aid $176K aid approved $646K to the City of Guadalupe for repairs

2017

Severe Winter Storms, Flooding, and Mudslides

$11K to the City of Guadalupe for repairs

2010

Severe Winter Storms, Flooding, and Debris and Mud Flows

$6K to the City of Guadalupe for repairs

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

$43K to the City of Guadalupe for repairs

2003

Earthquake

$534K to the City of Guadalupe for repairs

Santa Barbara County has had 35 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Guadalupe is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Guadalupe’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Guadalupe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.