Natural hazards · Graeagle

Graeagle, CA natural hazards

Most of the natural-hazard damage FEMA expects in Graeagle comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 9 claims here since 1986.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Graeagle?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Graeagle to be higher than in 98% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding58%Wildfire28%Earthquakes13%Everything else1%

By hazard

What Graeagle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 2 years in the area

Wildfire

28% of expected damage

Well above average · among the top 1% of U.S. places

Earthquakes

13% of expected damage

Well above average · higher than 87% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Graeagle flood?

Every paid claim on a federal flood insurance policy in Graeagle, from FEMA’s records.

9paid claims since 1986

$165Kpaid to owners

0homes flooded more than once

19862026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Graeagle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Plumas County.

Disasters that hit Graeagle

Federal disasters declared here

None of the disasters declared for Plumas County shows FEMA aid or repair money reaching Graeagle itself in FEMA’s records.

Brought FEMA money into GraeagleDeclared for Plumas County only

Plumas County has had 20 natural disasters declared since 1953, most often floods and fires.

Around Graeagle

Graeagle and the towns around it

Very lowLowModerateHighVery high

Graeaglemostly inland floodingVery high

Blairsdenmostly inland floodingVery high

Johnsvillemostly inland floodingVery high

Plumas Eurekamostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Graeagle covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Graeagle’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Graeagle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Graeagle total about $6.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.