Natural hazards · Gerber

Gerber, CA natural hazards

Most of the natural-hazard damage FEMA expects in Gerber comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gerber?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gerber to be higher than in 82% of U.S. communities, mostly from inland flooding and drought.

Inland flooding45%Drought26%Earthquakes25%Everything else5%

By hazard

What Gerber faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Drought

26% of expected damage

Recorded about 65 times a year in the area

Earthquakes

25% of expected damage

Well above average · higher than 88% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gerber flood?

FEMA's records show no paid flood insurance claims in Gerber.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gerber isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tehama County.

Disasters that hit Gerber

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Gerber itself: aid to households, or repair grants to Gerber.

Brought FEMA money into GerberDeclared for Tehama County only

2021

Wildfires

15 households applied for aid

Tehama County has had 23 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gerber is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gerber’s own flood-insurance community; household aid to the registrant’s city; repair grants to Gerber. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.