Natural hazards · Garey

Garey, CA natural hazards

Most of the natural-hazard damage FEMA expects in Garey comes from drought, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Garey?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Garey to be higher than in 88% of U.S. communities, mostly from drought.

Drought78%Inland flooding9%Landslides7%Everything else6%

By hazard

What Garey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

78% of expected damage

Recorded about 76 times a year in the area

Inland flooding

9% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 2 times a year in the area

Landslides

7% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireEarthquakesStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Garey flood?

FEMA's records show no paid flood insurance claims in Garey.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Garey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Santa Barbara County.

Disasters that hit Garey

Federal disasters declared here

None of the disasters declared for Santa Barbara County shows FEMA aid or repair money reaching Garey itself in FEMA’s records.

Brought FEMA money into GareyDeclared for Santa Barbara County only

Santa Barbara County has had 35 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Garey is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Garey’s own flood-insurance community; household aid to the registrant’s city; repair grants to Garey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.