Natural hazards · French Camp

French Camp, CA natural hazards

Most of the natural-hazard damage FEMA expects in French Camp comes from earthquakes, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is French Camp?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in French Camp to be higher than in 68% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes53%Inland flooding34%Drought11%Everything else2%

By hazard

What French Camp faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

53% of expected damage

Well above average · higher than 90% of U.S. places

Inland flooding

34% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once a year in the area

Drought

11% of expected damage

Recorded about 67 times a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does French Camp flood?

FEMA's records show no paid flood insurance claims in French Camp.

of homes in flood zones
are insured

of all homes
are insured

No community discount. French Camp isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Joaquin County.

Disasters that hit French Camp

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in French Camp itself: aid to households, or repair grants to French Camp.

Brought FEMA money into French CampDeclared for San Joaquin County only

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

4 households applied for aid $12K aid approved

San Joaquin County has had 23 natural disasters declared since 1953, most often floods and severe storms.

Around French Camp

French Camp and the towns around it

Very lowLowModerateHighVery high

French Campmostly earthquakesHigh

Stocktonmostly earthquakesModerate

Lathropmostly earthquakesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. French Camp covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to French Camp’s own flood-insurance community; household aid to the registrant’s city; repair grants to French Camp. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across French Camp total about $8.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.