Natural hazards · Fort Dick

Fort Dick, CA natural hazards

Most of the natural-hazard damage FEMA expects in Fort Dick comes from tsunamis, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fort Dick?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fort Dick to be higher than in 90% of U.S. communities, mostly from tsunamis and inland flooding.

Tsunamis39%Inland flooding31%Earthquakes29%Everything else2%

By hazard

What Fort Dick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tsunamis

39% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

31% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 3 years in the area

Earthquakes

29% of expected damage

Well above average · higher than 92% of U.S. places

Lower here

Coastal floodingTornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningDroughtAvalanches

Not a risk here

HurricanesIce stormsCold wavesVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fort Dick flood?

FEMA's records show no paid flood insurance claims in Fort Dick.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fort Dick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Del Norte County.

Disasters that hit Fort Dick

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Fort Dick itself: aid to households, or repair grants to Fort Dick.

Brought FEMA money into Fort DickDeclared for Del Norte County only

2005

Severe Storms, Flooding, Mudslides, and Landslides

1 household applied for aid $2K aid approved

Del Norte County has had 18 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fort Dick is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fort Dick’s own flood-insurance community; household aid to the registrant’s city; repair grants to Fort Dick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.