Natural hazards · Fort Bragg

Fort Bragg, CA natural hazards

Most of the natural-hazard damage FEMA expects in Fort Bragg comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 2023. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fort Bragg?

85
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fort Bragg to be higher than in 85% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes73%Inland flooding22%Everything else5%
By hazard

What Fort Bragg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

73% of expected damage
Well above average · higher than 96% of U.S. places

Inland flooding

22% of expected damage
Below average · higher than 44% of U.S. places
Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailWinter weatherHeat wavesWildfireLandslidesLightningTsunamis

Not a risk here

HurricanesIce stormsCold wavesStrong windDroughtAvalanchesVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fort Bragg flood?

Every paid claim on a federal flood insurance policy in Fort Bragg, from FEMA’s records.

3paid claims since 2023
$485Kpaid to owners
0homes flooded more than once
20232026

Biggest named events

  • California Atmospheric River: 1 claim, $266K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Fort Bragg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mendocino County.
Disasters that hit Fort Bragg

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fort Bragg itself: aid to households, or repair grants to the City of Fort Bragg.

Brought FEMA money into Fort BraggDeclared for Mendocino County only
2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

27 households applied for aid $58K aid approved
2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

13 households applied for aid $864 aid approved
2020

Wildfires

12 households applied for aid
2017

Wildfires

40 households applied for aid $500 aid approved
2005

Severe Storms, Flooding, Mudslides, and Landslides

5 households applied for aid $2K aid approved
Mendocino County has had 26 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fort Bragg covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Fort Bragg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fort Bragg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fort Bragg total about $7.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Fort Bragg, CAView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Fort Bragg is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01