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Natural hazards · Forest Ranch

Forest Ranch, CA natural hazards

Most of the natural-hazard damage FEMA expects in Forest Ranch comes from wildfires, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Forest Ranch?

99
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Forest Ranch to be higher than in 99% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire64%Inland flooding30%Everything else6%
By hazard

What Forest Ranch faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

64% of expected damage
Well above average · among the top 1% of U.S. places

Inland flooding

30% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Forest Ranch flood?

FEMA's records show no paid flood insurance claims in Forest Ranch.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Forest Ranch isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Butte County.
Disasters that hit Forest Ranch

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Forest Ranch itself: aid to households, or repair grants to Forest Ranch.

Brought FEMA money into Forest RanchDeclared for Butte County only
2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

43 households applied for aid $107K aid approved
2020

Wildfires

6 households applied for aid $4K aid approved
2018

Wildfires

50 households applied for aid $9K aid approved
2017

Wildfires

2 households applied for aid
Butte County has had 33 natural disasters declared since 1953, most often fires and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Forest Ranch covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Forest Ranch’s own flood-insurance community; household aid to the registrant’s city; repair grants to Forest Ranch. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Forest Ranch total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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