Natural hazards · Ford

Ford, CA natural hazards

Most of the natural-hazard damage FEMA expects in Ford comes from earthquakes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ford?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ford to be higher than in 84% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes72%Inland flooding18%Heat waves10%

By hazard

What Ford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

72% of expected damage

Well above average · higher than 96% of U.S. places

Inland flooding

18% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 6 times a year in the area

Heat waves

10% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 11 times a year in the area

Lower here

TornadoesHailWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ford flood?

FEMA's records show no paid flood insurance claims in Ford.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kern County.

Disasters that hit Ford

Federal disasters declared here

None of the disasters declared for Kern County shows FEMA aid or repair money reaching Ford itself in FEMA’s records.

Brought FEMA money into FordDeclared for Kern County only

Kern County has had 37 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ford is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ford’s own flood-insurance community; household aid to the registrant’s city; repair grants to Ford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.