Natural hazards · Fillmore

Fillmore, CA natural hazards

Most of the natural-hazard damage FEMA expects in Fillmore comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 30 claims here since 1978. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fillmore?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fillmore to be higher than in 99% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes55%Inland flooding40%Everything else6%

By hazard

What Fillmore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

55% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

40% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesIce stormsAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fillmore flood?

Every paid claim on a federal flood insurance policy in Fillmore, from FEMA’s records.

30paid claims since 1978

$227Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fillmore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ventura County.

Disasters that hit Fillmore

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fillmore itself: aid to households, or repair grants to the City of Fillmore.

Brought FEMA money into FillmoreDeclared for Ventura County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$6.4M to the City of Fillmore for repairs

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

48 households applied for aid $178K aid approved

2017

Wildfires, Flooding, Mudflows, and Debris Flows

8 households applied for aid

2007

Wildfires, Flooding, Mud Flows, and Debris Flows

1 household applied for aid $23K to the City of Fillmore for repairs

2005

Severe Storms, Flooding, Landslides, and Mud and Debris Flows

$534K to the City of Fillmore for repairs

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

42 households applied for aid $48K aid approved $34K to the City of Fillmore for repairs

2003

Wildfires, Flooding, Mudflow and Debris Flow Directly Related T

16 households applied for aid $90K aid approved $18K to the City of Fillmore for repairs

Ventura County has had 44 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fillmore is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fillmore’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fillmore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.