Natural hazards · Eucalyptus Hills

Eucalyptus Hills, CA natural hazards

Most of the natural-hazard damage FEMA expects in Eucalyptus Hills comes from wildfires, and overall the risk is very high for a U.S. community. Flood insurance has paid 14 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eucalyptus Hills?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eucalyptus Hills to be higher than in 92% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire47%Inland flooding43%Earthquakes7%Everything else3%

By hazard

What Eucalyptus Hills faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

47% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

43% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 8 times a year in the area

Earthquakes

7% of expected damage

Well above average · higher than 82% of U.S. places

Lower here

HurricanesTornadoesHailWinter weatherHeat wavesLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsCold wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eucalyptus Hills flood?

Every paid claim on a federal flood insurance policy in Eucalyptus Hills, from FEMA’s records.

14paid claims since 1978

$182Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

February California Atmospheric River: 1 claim, $10K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eucalyptus Hills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Diego County.

Disasters that hit Eucalyptus Hills

Federal disasters declared here

None of the disasters declared for San Diego County shows FEMA aid or repair money reaching Eucalyptus Hills itself in FEMA’s records.

Brought FEMA money into Eucalyptus HillsDeclared for San Diego County only

San Diego County has had 44 natural disasters declared since 1953, most often fires and floods.

Around Eucalyptus Hills

Eucalyptus Hills and the towns around it

Very lowLowModerateHighVery high

Eucalyptus Hillsmostly wildfiresVery high

Lakesidemostly inland floodingVery high

Santeemostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eucalyptus Hills covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Eucalyptus Hills’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Eucalyptus Hills. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Eucalyptus Hills total about $5.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.