Natural hazards · Esparto

Esparto, CA natural hazards

Most of the natural-hazard damage FEMA expects in Esparto comes from drought, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Esparto?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Esparto to be higher than in 88% of U.S. communities, mostly from drought and earthquakes.

Drought42%Earthquakes26%Inland flooding25%Wildfire6%Everything else1%

By hazard

What Esparto faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

42% of expected damage

Recorded about 84 times a year in the area

Earthquakes

26% of expected damage

Well above average · higher than 92% of U.S. places

Inland flooding

25% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Wildfire

6% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Esparto flood?

FEMA's records show no paid flood insurance claims in Esparto.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Esparto isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Yolo County.

Disasters that hit Esparto

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Esparto itself: aid to households, or repair grants to Esparto.

Brought FEMA money into EspartoDeclared for Yolo County only

2020

Wildfires

6 households applied for aid

Yolo County has had 18 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Esparto is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Esparto’s own flood-insurance community; household aid to the registrant’s city; repair grants to Esparto. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.