Natural hazards · El Sobrante

El Sobrante, CA natural hazards

Most of the natural-hazard damage FEMA expects in El Sobrante comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is El Sobrante?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in El Sobrante to be higher than in 85% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding64%Earthquakes23%Wildfire11%Everything else2%

By hazard

What El Sobrante faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 7 times a year in the area

Earthquakes

23% of expected damage

Well above average · higher than 87% of U.S. places

Wildfire

11% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

HurricanesTornadoesHailWinter weatherHeat wavesLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsCold wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does El Sobrante flood?

FEMA's records show no paid flood insurance claims in El Sobrante.

of homes in flood zones
are insured

of all homes
are insured

No community discount. El Sobrante isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Riverside County.

Disasters that hit El Sobrante

Federal disasters declared here

None of the disasters declared for Riverside County shows FEMA aid or repair money reaching El Sobrante itself in FEMA’s records.

Brought FEMA money into El SobranteDeclared for Riverside County only

Riverside County has had 61 natural disasters declared since 1953, most often fires and floods.

Around El Sobrante

El Sobrante and the towns around it

Very lowLowModerateHighVery high

Riversidemostly inland floodingVery high

Coronamostly inland floodingVery high

Home Gardensmostly inland floodingVery high

Woodcrestmostly inland floodingVery high

El Sobrantemostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. El Sobrante covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to El Sobrante’s own flood-insurance community; household aid to the registrant’s city; repair grants to El Sobrante. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across El Sobrante total about $7.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.