Natural hazards · El Modena

El Modena, CA natural hazards

Most of the natural-hazard damage FEMA expects in El Modena comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is El Modena?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in El Modena to be higher than in 88% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding52%Earthquakes47%Everything else1%

By hazard

What El Modena faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

47% of expected damage

Well above average · higher than 92% of U.S. places

Lower here

TornadoesHailHeat wavesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsWinter weatherCold wavesWildfireDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does El Modena flood?

FEMA's records show no paid flood insurance claims in El Modena.

of homes in flood zones
are insured

of all homes
are insured

No community discount. El Modena isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Orange County.

Disasters that hit El Modena

Federal disasters declared here

None of the disasters declared for Orange County shows FEMA aid or repair money reaching El Modena itself in FEMA’s records.

Brought FEMA money into El ModenaDeclared for Orange County only

Orange County has had 36 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. El Modena covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to El Modena’s own flood-insurance community; household aid to the registrant’s city; repair grants to El Modena. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across El Modena total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.