A typical El Cerrito home is worth roughly $695,000
Home prices around El Cerrito have risen about 52% over the past 5 years.
Home prices up 52% in 5 years
The federal house price index for the ZIP code around El Cerrito rose 52% over the past 5 years, faster than across California (40%). Last year prices rose 2.1%. Carrying the Census median home value forward with that index puts the typical El Cerrito home at roughly $695,000 today.
Carrying the Census median forward with the index puts a typical home at about $695K.
Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around El Cerrito, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.
A typical home costs 6.4 years of income
Less than across California (7.7 years). Try your own numbers below.
That’s $254K short of a typical El Cerrito home.
A two-bedroom rents for about $2,680 a month here, $1,330 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, El Cerrito’s typical property tax (0.62% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $2,680
Renters already here pay a median of $1,787, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Riverside-San Bernardino-Ontario, CA MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
82% of El Cerrito households own their home
Half of El Cerrito’s homes were built before 1981.
California: 56% own.
U.S. Census Bureau, American Community Survey 2020-2024.
El Cerrito vs. its neighbors
The towns that share a border with El Cerrito. Tap one to see its housing page.
Compare more
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| El Cerrito | $695K* | +2.1%† | $2,680 | — | $108,882 |
| Corona | $754K | −0.1% | $2,850 | 227 | $109,242 |
Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.
On the market in El Cerrito
Listed in the past 60 days. Each opens on the listing site.
Neighbors talk housing
What El Cerrito buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.