Durham, CA natural hazards
Most of the natural-hazard damage FEMA expects in Durham comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1998. 4 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Durham?
FEMA expects yearly storm and flood damage to homes and buildings in Durham to be higher than in 77% of U.S. communities, mostly from inland flooding and earthquakes.
What Durham faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Earthquakes
Lower here
Not a risk here
Does Durham flood?
Every paid claim on a federal flood insurance policy in Durham, from FEMA’s records.
Biggest named events
- Pineapple Express - Southern: 1 claim, $2K
are insured
are insured
4 federal disasters brought FEMA money here
Disasters the President declared that paid out in Durham itself: aid to households, or repair grants to Durham.
Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides
Wildfires
Wildfires
Wildfires
How to read this page
FEMA’s expected losses across Durham total about $2.8M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.