Natural hazards · Dinuba

Dinuba, CA natural hazards

Most of the natural-hazard damage FEMA expects in Dinuba comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 1978. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dinuba?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dinuba to be higher than in 56% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding54%Earthquakes23%Heat waves20%Everything else3%

By hazard

What Dinuba faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

23% of expected damage

Well above average · higher than 83% of U.S. places

Heat waves

20% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 11 times a year in the area

Lower here

TornadoesHailWinter weatherWildfireStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesLandslidesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dinuba flood?

Every paid claim on a federal flood insurance policy in Dinuba, from FEMA’s records.

5paid claims since 1978

$14Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dinuba isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tulare County.

Disasters that hit Dinuba

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dinuba itself: aid to households, or repair grants to the City of Dinuba.

Brought FEMA money into DinubaDeclared for Tulare County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

22 households applied for aid $45K aid approved

2020

Wildfires

12 households applied for aid

2010

Severe Winter Storms, Flooding, and Debris and Mud Flows

$8K to the City of Dinuba for repairs

Tulare County has had 21 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dinuba covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Dinuba’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Dinuba. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dinuba total about $6.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.