Natural hazards · Diamond Springs

Diamond Springs, CA natural hazards

Most of the natural-hazard damage FEMA expects in Diamond Springs comes from wildfires, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Diamond Springs?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Diamond Springs to be higher than in 48% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire51%Inland flooding40%Earthquakes6%Everything else3%

By hazard

What Diamond Springs faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

51% of expected damage

Well above average · higher than 98% of U.S. places

Inland flooding

40% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about once a year in the area

Earthquakes

6% of expected damage

Above average · higher than 67% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Diamond Springs flood?

FEMA's records show no paid flood insurance claims in Diamond Springs.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Diamond Springs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: El Dorado County.

Disasters that hit Diamond Springs

Federal disasters declared here

None of the disasters declared for El Dorado County shows FEMA aid or repair money reaching Diamond Springs itself in FEMA’s records.

Brought FEMA money into Diamond SpringsDeclared for El Dorado County only

El Dorado County has had 21 natural disasters declared since 1953, most often floods and severe storms.

Around Diamond Springs

Diamond Springs and the towns around it

Very lowLowModerateHighVery high

Placervillemostly avalanchesVery high

Shingle Springsmostly wildfiresHigh

Diamond Springsmostly wildfiresModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Diamond Springs covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Diamond Springs’s own flood-insurance community; household aid to the registrant’s city; repair grants to Diamond Springs. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Diamond Springs total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.