Natural hazards · Delhi

Delhi, CA natural hazards

Most of the natural-hazard damage FEMA expects in Delhi comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Delhi?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Delhi to be higher than in 53% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding46%Earthquakes38%Heat waves12%Everything else4%

By hazard

What Delhi faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

38% of expected damage

Well above average · higher than 85% of U.S. places

Heat waves

12% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 10 times a year in the area

Lower here

TornadoesHailWinter weatherWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Delhi flood?

FEMA's records show no paid flood insurance claims in Delhi.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Delhi isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Merced County.

Disasters that hit Delhi

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Delhi itself: aid to households, or repair grants to Delhi.

Brought FEMA money into DelhiDeclared for Merced County only

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

15 households applied for aid $16K aid approved

Merced County has had 16 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Delhi covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Delhi’s own flood-insurance community; household aid to the registrant’s city; repair grants to Delhi. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Delhi total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.