Natural hazards · Del Rey Oaks

Del Rey Oaks, CA natural hazards

Most of the natural-hazard damage FEMA expects in Del Rey Oaks comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 1998. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Del Rey Oaks?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Del Rey Oaks to be higher than in 90% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding56%Earthquakes43%Everything else1%

By hazard

What Del Rey Oaks faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

43% of expected damage

Well above average · higher than 93% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Del Rey Oaks flood?

Every paid claim on a federal flood insurance policy in Del Rey Oaks, from FEMA’s records.

1paid claims since 1998

$750paid to owners

0homes flooded more than once

19982026

Biggest named events

Pineapple Express - Southern: 1 claim, $750

of homes in flood zones
are insured

of all homes
are insured

No community discount. Del Rey Oaks isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monterey County.

Disasters that hit Del Rey Oaks

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Del Rey Oaks itself: aid to households, or repair grants to the City of Del Rey Oaks.

Brought FEMA money into Del Rey OaksDeclared for Monterey County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$62K to the City of Del Rey Oaks for repairs

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

2 households applied for aid $3K aid approved

2017

Severe Winter Storms, Flooding, and Mudslides

$14K to the City of Del Rey Oaks for repairs

Monterey County has had 30 natural disasters declared since 1953, most often floods and severe storms.

Around Del Rey Oaks

Del Rey Oaks and the towns around it

Very lowLowModerateHighVery high

Del Rey Oaksmostly inland floodingVery high

Seasidemostly earthquakesVery high

Montereymostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Del Rey Oaks covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Del Rey Oaks’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Del Rey Oaks. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Del Rey Oaks total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.