Natural hazards · Cutten

Cutten, CA natural hazards

Most of the natural-hazard damage FEMA expects in Cutten comes from earthquakes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cutten?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cutten to be higher than in 91% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes78%Inland flooding22%

By hazard

What Cutten faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

78% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

22% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cutten flood?

FEMA's records show no paid flood insurance claims in Cutten.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cutten isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Humboldt County.

Disasters that hit Cutten

Federal disasters declared here

None of the disasters declared for Humboldt County shows FEMA aid or repair money reaching Cutten itself in FEMA’s records.

Brought FEMA money into CuttenDeclared for Humboldt County only

Humboldt County has had 23 natural disasters declared since 1953, most often floods and severe storms.

Around Cutten

Cutten and the towns around it

Very lowLowModerateHighVery high

Myrtletownmostly earthquakesVery high

Eurekamostly earthquakesVery high

Cuttenmostly earthquakesVery high

Pine Hillsmostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cutten covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Cutten’s own flood-insurance community; household aid to the registrant’s city; repair grants to Cutten. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cutten total about $4.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.