Natural hazards · Crestline

Crestline, CA natural hazards

Most of the natural-hazard damage FEMA expects in Crestline comes from wildfires, and overall the risk is very high for a U.S. community. Flood insurance has paid 9 claims here since 1980. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Crestline?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Crestline to be higher than in 98% of U.S. communities, mostly from wildfires and earthquakes.

Wildfire46%Earthquakes32%Inland flooding14%Landslides7%Everything else2%

By hazard

What Crestline faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

46% of expected damage

Well above average · among the top 1% of U.S. places

Earthquakes

32% of expected damage

Well above average · higher than 95% of U.S. places

Inland flooding

14% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 13 times a year in the area

Landslides

7% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesStrong windLightningAvalanches

Not a risk here

Coastal floodingHurricanesIce stormsDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Crestline flood?

Every paid claim on a federal flood insurance policy in Crestline, from FEMA’s records.

9paid claims since 1980

$18Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Crestline isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Bernardino County.

Disasters that hit Crestline

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Crestline itself: aid to households, or repair grants to Crestline.

Brought FEMA money into CrestlineDeclared for San Bernardino County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

654 households applied for aid $1.5M aid approved

2020

Wildfires

1 household applied for aid

2007

Wildfires, Flooding, Mud Flows, and Debris Flows

554 households applied for aid $39K aid approved

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

65 households applied for aid $59K aid approved

2003

Wildfires, Flooding, Mudflow and Debris Flow Directly Related T

1,547 households applied for aid $338K aid approved

San Bernardino County has had 56 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Crestline covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Crestline’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Crestline. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Crestline total about $14.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.