Cotati, CA natural hazards
Most of the natural-hazard damage FEMA expects in Cotati comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 1993. 3 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Cotati?
FEMA expects yearly storm and flood damage to homes and buildings in Cotati to be higher than in 94% of U.S. communities, mostly from inland flooding and earthquakes.
What Cotati faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Earthquakes
Lower here
Not a risk here
Does Cotati flood?
Every paid claim on a federal flood insurance policy in Cotati, from FEMA’s records.
are insured
are insured
3 federal disasters brought FEMA money here
Disasters the President declared that paid out in Cotati itself: aid to households, or repair grants to the City of Cotati.
Wildfires
Wildfires
Severe Storms, Flooding, Mudslides, and Landslides
How to read this page
FEMA’s expected losses across Cotati total about $14.4M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.