Natural hazards · Corralitos

Corralitos, CA natural hazards

Most of the natural-hazard damage FEMA expects in Corralitos comes from earthquakes, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Corralitos?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Corralitos to be higher than in 99% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes56%Inland flooding24%Wildfire10%Drought7%Everything else2%

By hazard

What Corralitos faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

56% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

24% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 2 times a year in the area

Wildfire

10% of expected damage

Well above average · among the top 1% of U.S. places

Drought

7% of expected damage

Recorded about 39 times a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Corralitos flood?

FEMA's records show no paid flood insurance claims in Corralitos.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Corralitos isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Santa Cruz County.

Disasters that hit Corralitos

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Corralitos itself: aid to households, or repair grants to Corralitos.

Brought FEMA money into CorralitosDeclared for Santa Cruz County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

6 households applied for aid $46K aid approved

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

13 households applied for aid $216K aid approved

Santa Cruz County has had 29 natural disasters declared since 1953, most often floods and severe storms.

Around Corralitos

Corralitos and the towns around it

Very lowLowModerateHighVery high

Corralitosmostly earthquakesVery high

Interlakenmostly earthquakesVery high

Aptos Hills-Larkin Valleymostly earthquakesVery high

Watsonvillemostly earthquakesVery high

Amestimostly earthquakesVery high

Day Valleymostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Corralitos covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Corralitos’s own flood-insurance community; household aid to the registrant’s city; repair grants to Corralitos. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Corralitos total about $6.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.