Natural hazards · Concow

Concow, CA natural hazards

Most of the natural-hazard damage FEMA expects in Concow comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Concow?

88
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Concow to be higher than in 88% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding41%Wildfire39%Landslides11%Earthquakes7%Everything else2%
By hazard

What Concow faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once a year in the area

Wildfire

39% of expected damage
Well above average · among the top 1% of U.S. places

Landslides

11% of expected damage
Well above average · among the top 1% of U.S. places

Earthquakes

7% of expected damage
Well above average · higher than 80% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Concow flood?

FEMA's records show no paid flood insurance claims in Concow.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Concow isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Butte County.
Disasters that hit Concow

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Concow itself: aid to households, or repair grants to Concow.

Brought FEMA money into ConcowDeclared for Butte County only
2020

Wildfires

3 households applied for aid $3K aid approved
2018

Wildfires

21 households applied for aid $182K aid approved
Butte County has had 33 natural disasters declared since 1953, most often fires and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Concow is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Concow’s own flood-insurance community; household aid to the registrant’s city; repair grants to Concow. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01