Natural hazards · Clovis

Clovis, CA natural hazards

Most of the natural-hazard damage FEMA expects in Clovis comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 15 claims here since 1995. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clovis?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clovis to be higher than in 63% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding67%Earthquakes28%Everything else5%

By hazard

What Clovis faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

28% of expected damage

Well above average · higher than 84% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clovis flood?

Every paid claim on a federal flood insurance policy in Clovis, from FEMA’s records.

15paid claims since 1995

$141Kpaid to owners

0homes flooded more than once

19952026

Biggest named events

California Atmospheric River: 1 claim, $6K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Clovis isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fresno County.

Disasters that hit Clovis

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clovis itself: aid to households, or repair grants to the City of Clovis.

Brought FEMA money into ClovisDeclared for Fresno County only

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

$86K to the City of Clovis for repairs

2020

Wildfires

66 households applied for aid

Fresno County has had 18 natural disasters declared since 1953, most often floods and severe storms.

Around Clovis

Clovis and the towns around it

Very lowLowModerateHighVery high

Tarpey Villagemostly inland floodingHigh

Clovismostly inland floodingHigh

Fresnomostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clovis covers 21 census tracts, combined by population.

Money that reached townFlood claims are matched to Clovis’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Clovis. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clovis total about $30.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.