Natural hazards · Clio

Clio, CA natural hazards

Most of the natural-hazard damage FEMA expects in Clio comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Clio?

98
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clio to be higher than in 98% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding58%Wildfire28%Earthquakes13%Everything else1%
By hazard

What Clio faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once every 2 years in the area

Wildfire

28% of expected damage
Well above average · among the top 1% of U.S. places

Earthquakes

13% of expected damage
Well above average · higher than 87% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Clio flood?

FEMA's records show no paid flood insurance claims in Clio.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Clio isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Plumas County.
Disasters that hit Clio

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Clio itself: aid to households, or repair grants to Clio.

Brought FEMA money into ClioDeclared for Plumas County only
2021

Wildfires

2 households applied for aid
Plumas County has had 20 natural disasters declared since 1953, most often floods and fires.
Around Clio

Clio and the towns around it

Valley Ranch: Very high, mostly inland floodingGold Mountain: Very high, mostly inland floodingMabie: Very high, mostly inland floodingC-Road: Very high, mostly inland floodingWhitehawk: Very high, mostly inland floodingIron Horse: Very high, mostly inland floodingDelleker: Very high, mostly inland floodingMohawk Vista: Very high, mostly inland floodingClio: Very high, mostly inland flooding ClioValley RanchGold MountainMabieC-Road
Very lowLowModerateHighVery high
Cliomostly inland floodingVery high
Valley Ranchmostly inland floodingVery high
Gold Mountainmostly inland floodingVery high
C-Roadmostly inland floodingVery high
Mabiemostly inland floodingVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clio is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Clio’s own flood-insurance community; household aid to the registrant’s city; repair grants to Clio. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01