Natural hazards · Clear Creek

Clear Creek, CA natural hazards

Most of the natural-hazard damage FEMA expects in Clear Creek comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clear Creek?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clear Creek to be higher than in 81% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding56%Wildfire29%Earthquakes14%Everything else2%

By hazard

What Clear Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 4 years in the area

Wildfire

29% of expected damage

Well above average · higher than 98% of U.S. places

Earthquakes

14% of expected damage

Well above average · higher than 82% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clear Creek flood?

FEMA's records show no paid flood insurance claims in Clear Creek.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Clear Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lassen County.

Disasters that hit Clear Creek

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Clear Creek itself: aid to households, or repair grants to Clear Creek.

Brought FEMA money into Clear CreekDeclared for Lassen County only

2021

Wildfires

1 household applied for aid

Lassen County has had 16 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clear Creek is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Clear Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to Clear Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.