Natural hazards · Chino

Chino, CA natural hazards

Most of the natural-hazard damage FEMA expects in Chino comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 1998. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chino?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chino to be higher than in 99% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding64%Earthquakes29%Wildfire7%Everything else1%

By hazard

What Chino faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 13 times a year in the area

Earthquakes

29% of expected damage

Well above average · higher than 93% of U.S. places

Wildfire

7% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chino flood?

Every paid claim on a federal flood insurance policy in Chino, from FEMA’s records.

2paid claims since 1998

$2Kpaid to owners

0homes flooded more than once

19982026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chino isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Bernardino County.

Disasters that hit Chino

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chino itself: aid to households, or repair grants to the City of Chino.

Brought FEMA money into ChinoDeclared for San Bernardino County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

17 households applied for aid $300 aid approved

2020

Wildfires

23 households applied for aid

2007

Wildfires, Flooding, Mud Flows, and Debris Flows

6 households applied for aid $25K to the City of Chino for repairs

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

6 households applied for aid $2K aid approved

2003

Wildfires, Flooding, Mudflow and Debris Flow Directly Related T

16 households applied for aid $10K aid approved

San Bernardino County has had 56 natural disasters declared since 1953, most often fires and floods.

Around Chino

Chino and the towns around it

Very lowLowModerateHighVery high

Eastvalemostly inland floodingVery high

Chinomostly inland floodingVery high

Ontariomostly inland floodingVery high

Pomonamostly earthquakesVery high

Chino Hillsmostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chino covers 16 census tracts, combined by population.

Money that reached townFlood claims are matched to Chino’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Chino. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Chino total about $135M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.