Natural hazards · Cedar Flat

Cedar Flat, CA natural hazards

Most of the natural-hazard damage FEMA expects in Cedar Flat comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cedar Flat?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cedar Flat to be higher than in 60% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding60%Earthquakes35%Everything else5%

By hazard

What Cedar Flat faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once a year in the area

Earthquakes

35% of expected damage

Well above average · higher than 85% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cedar Flat flood?

FEMA's records show no paid flood insurance claims in Cedar Flat.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cedar Flat isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Placer County.

Disasters that hit Cedar Flat

Federal disasters declared here

None of the disasters declared for Placer County shows FEMA aid or repair money reaching Cedar Flat itself in FEMA’s records.

Brought FEMA money into Cedar FlatDeclared for Placer County only

Placer County has had 24 natural disasters declared since 1953, most often fires and floods.

Around Cedar Flat

Cedar Flat and the towns around it

Very lowLowModerateHighVery high

Cedar Flatmostly inland floodingHigh

Carnelian Baymostly inland floodingHigh

Dollar Pointmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cedar Flat is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cedar Flat’s own flood-insurance community; household aid to the registrant’s city; repair grants to Cedar Flat. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.