Natural hazards · Cazadero

Cazadero, CA natural hazards

Most of the natural-hazard damage FEMA expects in Cazadero comes from landslides, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cazadero?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cazadero to be higher than in 98% of U.S. communities, mostly from landslides and inland flooding.

Landslides37%Inland flooding32%Earthquakes24%Everything else7%

By hazard

What Cazadero faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Landslides

37% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

32% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

24% of expected damage

Well above average · higher than 94% of U.S. places

Lower here

Coastal floodingTornadoesHailWinter weatherHeat wavesWildfireStrong windLightningAvalanchesTsunamisVolcanic activity

Not a risk here

HurricanesIce stormsCold wavesDrought

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cazadero flood?

FEMA's records show no paid flood insurance claims in Cazadero.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cazadero isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sonoma County.

What’s been done with FEMA grants

3homes raised above flood level

Disasters that hit Cazadero

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cazadero itself: aid to households, or repair grants to Cazadero.

Brought FEMA money into CazaderoDeclared for Sonoma County only

2020

Wildfires

25 households applied for aid $500 aid approved

2017

Wildfires

9 households applied for aid

2005

Severe Storms, Flooding, Mudslides, and Landslides

16 households applied for aid $41K aid approved

Sonoma County has had 29 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cazadero is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cazadero’s own flood-insurance community; household aid to the registrant’s city; repair grants to Cazadero. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Cazadero, CA natural hazards

How exposed is Cazadero?

What Cazadero faces

Landslides

Inland flooding

Earthquakes

Lower here

Not a risk here

Does Cazadero flood?

What’s been done with FEMA grants

3 federal disasters brought FEMA money here

Wildfires

Wildfires

Severe Storms, Flooding, Mudslides, and Landslides

How to read this page

Where to, neighbor?

Matches

Nearby