Natural hazards · Caruthers

Caruthers, CA natural hazards

Most of the natural-hazard damage FEMA expects in Caruthers comes from drought, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Caruthers?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Caruthers to be higher than in 56% of U.S. communities, mostly from drought and earthquakes.

Drought66%Earthquakes23%Inland flooding8%Everything else3%

By hazard

What Caruthers faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

66% of expected damage

Recorded about 68 times a year in the area

Earthquakes

23% of expected damage

Well above average · higher than 90% of U.S. places

Inland flooding

8% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about 4 times a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesLandslidesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Caruthers flood?

FEMA's records show no paid flood insurance claims in Caruthers.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Caruthers isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fresno County.

Disasters that hit Caruthers

Federal disasters declared here

None of the disasters declared for Fresno County shows FEMA aid or repair money reaching Caruthers itself in FEMA’s records.

Brought FEMA money into CaruthersDeclared for Fresno County only

Fresno County has had 18 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Caruthers covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Caruthers’s own flood-insurance community; household aid to the registrant’s city; repair grants to Caruthers. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Caruthers total about $5.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.