Natural hazards · Camino

Camino, CA natural hazards

Most of the natural-hazard damage FEMA expects in Camino comes from avalanches, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Camino?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Camino to be higher than in 77% of U.S. communities, mostly from avalanches and wildfires.

Avalanches42%Wildfire38%Inland flooding16%Everything else4%

By hazard

What Camino faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

42% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Wildfire

38% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

16% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Camino flood?

FEMA's records show no paid flood insurance claims in Camino.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Camino isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: El Dorado County.

Disasters that hit Camino

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Camino itself: aid to households, or repair grants to Camino.

Brought FEMA money into CaminoDeclared for El Dorado County only

2005

Severe Storms, Flooding, Mudslides, and Landslides

12 households applied for aid $8K aid approved

El Dorado County has had 21 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Camino is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Camino’s own flood-insurance community; household aid to the registrant’s city; repair grants to Camino. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.