Natural hazards · Cameron Park

Cameron Park, CA natural hazards

Most of the natural-hazard damage FEMA expects in Cameron Park comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 23 claims here since 1993. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cameron Park?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cameron Park to be higher than in 63% of U.S. communities, mostly from inland flooding.

Inland flooding82%Wildfire11%Everything else7%

By hazard

What Cameron Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Wildfire

11% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cameron Park flood?

Every paid claim on a federal flood insurance policy in Cameron Park, from FEMA’s records.

23paid claims since 1993

$372Kpaid to owners

0homes flooded more than once

19932026

Biggest named events

California Atmospheric River: 2 claims, $270K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cameron Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: El Dorado County.

Disasters that hit Cameron Park

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Cameron Park itself: aid to households, or repair grants to Cameron Park.

Brought FEMA money into Cameron ParkDeclared for El Dorado County only

2005

Severe Storms, Flooding, Mudslides, and Landslides

7 households applied for aid $12K aid approved

El Dorado County has had 21 natural disasters declared since 1953, most often floods and severe storms.

Around Cameron Park

Cameron Park and the towns around it

Very lowLowModerateHighVery high

Shingle Springsmostly wildfiresHigh

Cameron Parkmostly inland floodingHigh

El Dorado Hillsmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cameron Park covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Cameron Park’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Cameron Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cameron Park total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.