Natural hazards · Camarillo

Camarillo, CA natural hazards

Most of the natural-hazard damage FEMA expects in Camarillo comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 14 claims here since 1992. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Camarillo?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Camarillo to be higher than in 91% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding52%Earthquakes47%Everything else2%

By hazard

What Camarillo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

47% of expected damage

Well above average · higher than 93% of U.S. places

Lower here

TornadoesHailHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesIce stormsWinter weatherCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Camarillo flood?

Every paid claim on a federal flood insurance policy in Camarillo, from FEMA’s records.

14paid claims since 1992

$1.1Mpaid to owners

0homes flooded more than once

19922026

Biggest named events

Pineapple Express - Southern: 5 claims, $523K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Camarillo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ventura County.

Disasters that hit Camarillo

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Camarillo itself: aid to households, or repair grants to the City of Camarillo.

Brought FEMA money into CamarilloDeclared for Ventura County only

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

35 households applied for aid $26K aid approved

2018

Wildfires

11 households applied for aid

2017

Wildfires, Flooding, Mudflows, and Debris Flows

9 households applied for aid

2007

Wildfires, Flooding, Mud Flows, and Debris Flows

2 households applied for aid

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

31 households applied for aid $20K aid approved $10K to the City of Camarillo for repairs

2003

Wildfires, Flooding, Mudflow and Debris Flow Directly Related T

4 households applied for aid

Ventura County has had 44 natural disasters declared since 1953, most often fires and floods.

Around Camarillo

Camarillo and the towns around it

Very lowLowModerateHighVery high

Camarillomostly inland floodingVery high

Thousand Oaksmostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Camarillo covers 12 census tracts, combined by population.

Money that reached townFlood claims are matched to Camarillo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Camarillo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Camarillo total about $43.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.