Natural hazards · Calpella

Calpella, CA natural hazards

Most of the natural-hazard damage FEMA expects in Calpella comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Calpella?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Calpella to be higher than in 98% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding65%Earthquakes29%Everything else6%

By hazard

What Calpella faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Earthquakes

29% of expected damage

Well above average · higher than 93% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Calpella flood?

FEMA's records show no paid flood insurance claims in Calpella.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Calpella isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mendocino County.

Disasters that hit Calpella

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Calpella itself: aid to households, or repair grants to Calpella.

Brought FEMA money into CalpellaDeclared for Mendocino County only

2005

Severe Storms, Flooding, Mudslides, and Landslides

2 households applied for aid

Mendocino County has had 26 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Calpella is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Calpella’s own flood-insurance community; household aid to the registrant’s city; repair grants to Calpella. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.