Natural hazards · Calexico

Calexico, CA natural hazards

Most of the natural-hazard damage FEMA expects in Calexico comes from earthquakes, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Calexico?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Calexico to be higher than in 89% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes73%Inland flooding25%Everything else2%

By hazard

What Calexico faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

73% of expected damage

Well above average · higher than 98% of U.S. places

Inland flooding

25% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingIce stormsWinter weatherCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Calexico flood?

FEMA's records show no paid flood insurance claims in Calexico.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Calexico isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Imperial County.

Disasters that hit Calexico

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Calexico itself: aid to households, or repair grants to the City of Calexico.

Brought FEMA money into CalexicoDeclared for Imperial County only

2023

Tropical Storm Hilary

$44K to the City of Calexico for repairs

2010

Earthquake

$5.2M to the City of Calexico for repairs

Imperial County has had 13 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Calexico covers 8 census tracts, combined by population.

Money that reached townFlood claims are matched to Calexico’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Calexico. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Calexico total about $18.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.