Natural hazards · Byron

Byron, CA natural hazards

Most of the natural-hazard damage FEMA expects in Byron comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 1995. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Byron?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Byron to be higher than in 90% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding37%Earthquakes32%Drought23%Wildfire6%Everything else1%

By hazard

What Byron faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once a year in the area

Earthquakes

32% of expected damage

Well above average · higher than 93% of U.S. places

Drought

23% of expected damage

Recorded about 81 times a year in the area

Wildfire

6% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Byron flood?

Every paid claim on a federal flood insurance policy in Byron, from FEMA’s records.

4paid claims since 1995

$152Kpaid to owners

0homes flooded more than once

19952026

Biggest named events

California Atmospheric River: 3 claims, $151K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Byron isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Contra Costa County.

Disasters that hit Byron

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Byron itself: aid to households, or repair grants to Byron.

Brought FEMA money into ByronDeclared for Contra Costa County only

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

10 households applied for aid $7K aid approved

Contra Costa County has had 17 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Byron covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Byron’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Byron. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Byron total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.