Natural hazards · Bucks Lake

Bucks Lake, CA natural hazards

Most of the natural-hazard damage FEMA expects in Bucks Lake comes from wildfires, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bucks Lake?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bucks Lake to be higher than in 99% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire47%Inland flooding45%Earthquakes6%Everything else2%

By hazard

What Bucks Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

47% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

45% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

6% of expected damage

Well above average · higher than 83% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bucks Lake flood?

FEMA's records show no paid flood insurance claims in Bucks Lake.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bucks Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Plumas County.

Disasters that hit Bucks Lake

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Bucks Lake itself: aid to households, or repair grants to Bucks Lake.

Brought FEMA money into Bucks LakeDeclared for Plumas County only

2020

Wildfires

1 household applied for aid

Plumas County has had 20 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bucks Lake is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bucks Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to Bucks Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.