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Natural hazards · Bodega

Bodega, CA natural hazards

Most of the natural-hazard damage FEMA expects in Bodega comes from earthquakes, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bodega?

90
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bodega to be higher than in 90% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes53%Inland flooding31%Wildfire9%Everything else7%
By hazard

What Bodega faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

53% of expected damage
Well above average · higher than 95% of U.S. places

Inland flooding

31% of expected damage
Well above average · higher than 76% of U.S. places
Recorded about 3 times a year in the area

Wildfire

9% of expected damage
Well above average · higher than 97% of U.S. places

Lower here

Coastal floodingTornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningDroughtTsunamisVolcanic activity

Not a risk here

HurricanesIce stormsCold wavesAvalanches
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bodega flood?

FEMA's records show no paid flood insurance claims in Bodega.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Bodega isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Sonoma County.
Disasters that hit Bodega

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bodega itself: aid to households, or repair grants to Bodega.

Brought FEMA money into BodegaDeclared for Sonoma County only
2020

Wildfires

2 households applied for aid
2017

Wildfires

3 households applied for aid
Sonoma County has had 29 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bodega is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Bodega’s own flood-insurance community; household aid to the registrant’s city; repair grants to Bodega. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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