Natural hazards · Bloomington

Bloomington, CA natural hazards

Most of the natural-hazard damage FEMA expects in Bloomington comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2003. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bloomington?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bloomington to be higher than in 95% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes57%Inland flooding41%Everything else2%

By hazard

What Bloomington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

57% of expected damage

Well above average · higher than 98% of U.S. places

Inland flooding

41% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 13 times a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bloomington flood?

Every paid claim on a federal flood insurance policy in Bloomington, from FEMA’s records.

1paid claims since 2003

$15Kpaid to owners

0homes flooded more than once

20032026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bloomington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Bernardino County.

Disasters that hit Bloomington

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bloomington itself: aid to households, or repair grants to Bloomington.

Brought FEMA money into BloomingtonDeclared for San Bernardino County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

10 households applied for aid $600 aid approved

2020

Wildfires

7 households applied for aid

2007

Wildfires, Flooding, Mud Flows, and Debris Flows

4 households applied for aid

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

11 households applied for aid $2K aid approved

2003

Wildfires, Flooding, Mudflow and Debris Flow Directly Related T

29 households applied for aid $9K aid approved

San Bernardino County has had 56 natural disasters declared since 1953, most often fires and floods.

Around Bloomington

Bloomington and the towns around it

Very lowLowModerateHighVery high

Jurupa Valleymostly inland floodingVery high

Bloomingtonmostly earthquakesVery high

Rialtomostly earthquakesVery high

Fontanamostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bloomington covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Bloomington’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Bloomington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bloomington total about $24.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.