Natural hazards · Bertsch-Oceanview

Bertsch-Oceanview, CA natural hazards

Most of the natural-hazard damage FEMA expects in Bertsch-Oceanview comes from tsunamis, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bertsch-Oceanview?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bertsch-Oceanview to be higher than in 95% of U.S. communities, mostly from tsunamis.

Tsunamis91%Everything else9%

By hazard

What Bertsch-Oceanview faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tsunamis

91% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

Inland floodingCoastal floodingTornadoesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

HurricanesIce stormsCold wavesAvalanchesVolcanic activity

Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bertsch-Oceanview flood?

FEMA's records show no paid flood insurance claims in Bertsch-Oceanview.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bertsch-Oceanview isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Del Norte County.

Disasters that hit Bertsch-Oceanview

Federal disasters declared here

None of the disasters declared for Del Norte County shows FEMA aid or repair money reaching Bertsch-Oceanview itself in FEMA’s records.

Brought FEMA money into Bertsch-OceanviewDeclared for Del Norte County only

Del Norte County has had 18 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bertsch-Oceanview covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bertsch-Oceanview’s own flood-insurance community; household aid to the registrant’s city; repair grants to Bertsch-Oceanview. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bertsch-Oceanview total about $35.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.