Natural hazards · Bermuda Dunes

Bermuda Dunes, CA natural hazards

Most of the natural-hazard damage FEMA expects in Bermuda Dunes comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 1983.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bermuda Dunes?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bermuda Dunes to be higher than in 98% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding69%Earthquakes31%

By hazard

What Bermuda Dunes faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 7 times a year in the area

Earthquakes

31% of expected damage

Well above average · higher than 94% of U.S. places

Lower here

HurricanesTornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingIce stormsCold wavesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bermuda Dunes flood?

Every paid claim on a federal flood insurance policy in Bermuda Dunes, from FEMA’s records.

4paid claims since 1983

$277Kpaid to owners

0homes flooded more than once

19832026

Biggest named events

Tropical Storm Hilary: 1 claim, $87K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bermuda Dunes isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Riverside County.

Disasters that hit Bermuda Dunes

Federal disasters declared here

None of the disasters declared for Riverside County shows FEMA aid or repair money reaching Bermuda Dunes itself in FEMA’s records.

Brought FEMA money into Bermuda DunesDeclared for Riverside County only

Riverside County has had 61 natural disasters declared since 1953, most often fires and floods.

Around Bermuda Dunes

Bermuda Dunes and the towns around it

Very lowLowModerateHighVery high

Palm Desertmostly inland floodingVery high

Bermuda Dunesmostly inland floodingVery high

Indiomostly earthquakesVery high

Desert Palmsmostly inland floodingVery high

La Quintamostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bermuda Dunes covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Bermuda Dunes’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Bermuda Dunes. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bermuda Dunes total about $12.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.