Natural hazards · Belvedere

Belvedere, CA natural hazards

Most of the natural-hazard damage FEMA expects in Belvedere comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 42 claims here since 1982.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Belvedere?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belvedere to be higher than in 96% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding58%Earthquakes20%Tsunamis14%Coastal flooding9%

By hazard

What Belvedere faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

20% of expected damage

Well above average · higher than 89% of U.S. places

Tsunamis

14% of expected damage

Well above average · among the top 1% of U.S. places

Coastal flooding

9% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailHeat wavesLandslidesStrong windLightningVolcanic activity

Not a risk here

HurricanesIce stormsWinter weatherCold wavesWildfireDroughtAvalanches

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Belvedere flood?

Every paid claim on a federal flood insurance policy in Belvedere, from FEMA’s records.

42paid claims since 1982

$612Kpaid to owners

2homes flooded more than once

19822026

Biggest named events

Pineapple Express - Southern: 3 claims, $9K
California Atmospheric River: 1 claim, $14K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Belvedere isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marin County.

Disasters that hit Belvedere

Federal disasters declared here

None of the disasters declared for Marin County shows FEMA aid or repair money reaching Belvedere itself in FEMA’s records.

Brought FEMA money into BelvedereDeclared for Marin County only

Marin County has had 22 natural disasters declared since 1953, most often floods and severe storms.

Around Belvedere

Belvedere and the towns around it

Very lowLowModerateHighVery high

Belvederemostly inland floodingVery high

Tiburonmostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belvedere covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Belvedere’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Belvedere. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Belvedere total about $4.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.