Natural hazards · Bell Canyon

Bell Canyon, CA natural hazards

Most of the natural-hazard damage FEMA expects in Bell Canyon comes from wildfires, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bell Canyon?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bell Canyon to be higher than in 96% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire53%Inland flooding23%Earthquakes23%

By hazard

What Bell Canyon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

53% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

23% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

23% of expected damage

Well above average · higher than 91% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bell Canyon flood?

FEMA's records show no paid flood insurance claims in Bell Canyon.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bell Canyon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ventura County.

Disasters that hit Bell Canyon

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bell Canyon itself: aid to households, or repair grants to Bell Canyon.

Brought FEMA money into Bell CanyonDeclared for Ventura County only

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

3 households applied for aid

2018

Wildfires

65 households applied for aid $62K aid approved

2007

Wildfires, Flooding, Mud Flows, and Debris Flows

1 household applied for aid

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

8 households applied for aid $14K aid approved

Ventura County has had 44 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bell Canyon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bell Canyon’s own flood-insurance community; household aid to the registrant’s city; repair grants to Bell Canyon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.